I suddenly have no money
Reasons
- Lost job
- Benefits stopped (sanctioned/failed a medical)
- Emergency/disaster (fire, flood, lost money)
- Relationship breakdown
- No recourse to public funds (NRPF)
Options
If you have applied for benefits and are waiting for your first payment you may be able to get an advance. This will have to be paid back. If you have no money because of a sanction, you may be able to claim a hardship payment from the Job Centre. Hardship payments of Universal Credit need to be paid back, but hardship payments of JobSeekers Allowance (JSA) or Employment and Support Allowance (ESA) do not. You should get advice before accessing either of these. Who can help? Farnworth Baptist Church You can challenge a benefit decision if your benefit has been stopped, sanctioned or reduced and you believe the decision is wrong. Most decisions need to be challenged within one month, or within 13 months if there are special reasons for delay. Who can help? Citizens Advice Bolton Council Welfare Rights Age UK Bolton Farnworth Baptist Church A benefit check can ensure you are receiving all of the benefits that you are entitled to. In addition to DWP benefits you may also be entitled to benefits or discretionary payments from Bolton Council, For more information see Local Welfare Provision - help in a crisis or emergency. If you're pregnant or have child under four years old you can also ask the advisor about healthy start vouchers. See get help to buy food and milk (the healthy start scheme). Who can help? Citizens Advice Farnworth Baptist Church Age UK Bolton The process of applying for benefits can sometimes be complicated, for example due to lengthy application forms and requirements to find and include additional documents. If you need assistance to complete an application, the following organisations may be able to help you with this. Who can help? Farnworth Baptist Church Age UK Bolton Housing Benefits Visiting Team Crisis grants of up to £80 per month are available for destitute migrants who are subject to migration controls and have no recourse to public funds. Who can help? Manchester Refugee Support Network
Provides money advice including benefit checks, support with benefit applications through to appeals (Jerimiah Welfare Advice), and a debt advice service (Community Debt Advice). Also offers a range of wider assistance such as help finding a job, ESOL conversation classes and wellbeing support. Supports anyone regardless of their faith.
Free, independent and confidential advice for all. Offering specialist services in benefits, community care, debt, energy, housing and money advice.
Help with benefit reconsiderations and appeals including tribunal representation.
Advice to over 50's on all benefits issues including form filling, challenges and appeals, housing options,community and social care and a range of other issues.
Provides money advice including benefit checks, support with benefit applications through to appeals (Jerimiah Welfare Advice), and a debt advice service (Community Debt Advice). Also offers a range of wider assistance such as help finding a job, ESOL conversation classes and wellbeing support. Supports anyone regardless of their faith.
Free, independent and confidential advice for all. Offering specialist services in benefits, community care, debt, energy, housing and money advice.
Provides money advice including benefit checks, support with benefit applications through to appeals (Jerimiah Welfare Advice), and a debt advice service (Community Debt Advice). Also offers a range of wider assistance such as help finding a job, ESOL conversation classes and wellbeing support. Supports anyone regardless of their faith.
Advice to over 50's on all benefits issues including form filling, challenges and appeals, housing options,community and social care and a range of other issues.
Provides money advice including benefit checks, support with benefit applications through to appeals (Jerimiah Welfare Advice), and a debt advice service (Community Debt Advice). Also offers a range of wider assistance such as help finding a job, ESOL conversation classes and wellbeing support. Supports anyone regardless of their faith.
Advice to over 50's on all benefits issues including form filling, challenges and appeals, housing options,community and social care and a range of other issues.
Provide home visits for people unable to visit a council office due to age or personal circumstances (such as disability). Will assess if people qualify for a wide range of benefits, discounts and services and help them complete claim forms and send them to the correct office on their behalf.
Helps asylum seekers and refugees to get the basic support they need to live with dignity. Includes advice on housing, employment, welfare and general immigration issues (OISC L2). Also handles applications to the migrant destitution fund.